January 24, 2022

Rate Outlook for 2022

The past year is one that will go down in the history books. The average 30-year fixed mortgage rate reached its all-time low while inflation hit a 39-year high. However, mortgage rates spiked to kick off the new year and many are questioning if rising rates will continue to be a theme this year. How will inflation and COVID-19 variants impact the market in 2022?
November 8, 2021

The Cost of Waiting

Waiting for a lower mortgage rate could cost you. Experts project rates will continue to rise in the months ahead. So, if you’ve been thinking about refinancing to a lower rate, taking cash out for a project, or purchasing a new home: now is the time to seize the opportunity.
November 8, 2021

The Impact of Cryptocurrency on the Housing Market

2021 was the biggest year for cryptocurrency yet. Cryptocurrency is gradually being accepted for large-scale investments like real estate. Over the next few years, the new currency may revolutionize the way that real estate transactions are done.
January 14, 2019

Government Shut Down impacts Real Estate and Mortgages

Day 24 and the partial federal government shutdown is starting to disrupt the Real Estate and Banking industries. Mortgage and housing experts were predicting an array […]
February 14, 2018

Paying off collections and your credit score

Collection companies have done a great job over the years of convincing consumers that paying off collections will raise their credit scores. Many are actually surprised […]
July 6, 2017

Tina’s Tips – Is it time to Refi?

When Should You Consider Refinancing? If you’re looking to lower your current interest rate or if you are looking to consolidate debts or obtain cash from […]
May 24, 2017

The Credit Scoring Mystery

How your credit score is calculated is like the secret formula for Coca-Cola—nobody really knows! However, FICO has recently posted five percentage categories on what’s most […]
May 12, 2017

Job-Loss Mortgage Insurance

Many borrowers don’t know about an added benefit they can get if they have mortgage insurance.  Some  mortgage insurance providers also offer Job Loss Protection as […]
May 12, 2017

Investment Property Financing Loosens Up

There are many new and exciting programs for the those looking to finance investment properties. Until recently the only option for investors who had difficulties qualifying […]